Free budgeting tools

Simple calculators to get a clear picture of your money. Free, no sign-up, and your numbers never leave your browser.

Disposable income calculator

Work out your disposable income in 1 minute: income minus fixed bills, per month and per person. Free, no sign-up.

Enter your take-home pay and the 50/30/20 calculator shows how much to spend on needs, wants and savings. Free.

Holiday, car, house deposit: enter your goal and your date, and see how much to put aside every month.

Balance, interest rate, monthly payment: find your payoff date and how much you save by paying a little extra.

Download our free budget spreadsheet: monthly budget, yearly view, savings goals and debt tracker. Works in Excel and Google Sheets.

Want these numbers worked out automatically, every month?

Souski tracks your budget, goals and loans in one place.