Budgeting and saving guides
Simple methods with worked examples, to take back control of your money.
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How to make a monthly budget in 5 steps
A simple way to make a monthly budget: list your income and bills, set spending limits and track what you spend.
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The 50/30/20 rule: a simple way to split your income
50% for needs, 30% for wants, 20% for savings: how the budgeting rule works and how to adapt it to your life.
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Emergency fund: how much should you keep aside?
Why you need an emergency fund, how much to keep, where to hold it and how to build it up step by step.
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